Why You Should Hire a Local Contractor for Storm Damage Repair
Some contractors use a recent storm as an opportunity to make some quick money. If you get a knock on your door almost immediately after the clouds have cleared, you’re likely going to be talking to a storm-chasing contractor. While it may be tempting to do what it takes to get your home repaired ASAP, there are a few things you should be cautious of:
- Local laws – Out of state contractors won’t be versed in local laws. For instance, in Illinois, contractors need to know about statute 815.
- Contractor location – If the contractor is out of town, they may not know regional codes or guidelines. If they come from out of town, they also won’t be able to fulfill any sort of warranty.
- Price – While their price may look attractive, be sure to consider the durability of the materials they’re using. If they’re sub-par, they could wear out quickly, causing you to pay for future repairs out of pocket.
- Experience – Check into their past projects and workmanship.
One of the most important considerations when choosing the contractor to repair your storm damage is location.
By choosing a local contractor, you ensure your project will be up to code and will follow the specifications applicable to your region. For example, a contractor from Florida won’t understand the extra steps that must go into a project for a home that has to endure a Minnesota or Chicago winter.
Other things you should look for:
- Experienced – How long has the contractor been in business and at their current location?
- Proper credentials – Is the contractor licensed, bonded, and insured?
- Estimating software – By using the same methods and software as your insurance company, your project is completed in a timely manner and up to the standards of your insurance company. This is important should you need to file a future claim.
- Representation – A trusted, local contractor help you get everything you’re entitled.
- Mortgage check endorsement – Will the contractor help you release insurance funds held by your mortgage company?
When disaster hits your home, the most important thing to remember is that you are in control. If a contractor knocks on your door and you feel at all pressured to sign a contract at that moment, don’t. Take some time to research and compare them to other companies. You may dodge a bullet and, in the meantime, find a company who will guide you through the confusing insurance claim process.
Croixco has over 132 years of combined experience in helping clients restore and maintain their homes. We have also made it a priority to become the experts in guiding clients through the restoration process with insurance claims in Illinois, Wisconsin, and Minnesota by using only the most experienced, dedicated, and talented resources. Call us immediately after you get damage to your home and you’ll have a trusted long-term partner to help you get your maximum benefit coverage.